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Credit card fees for businesses

Reduce transaction costs: only your actual statement reveals the potential.

A lower advertised rate does not automatically mean lower total costs. What matters is which fees actually apply to your card mix and turnover.

The questions we answer using your documents

We focus on the documents and cost components that are genuinely relevant and comparable for your business.

  • What is the effective cost rate for the relevant period?
  • Which card types and payment methods account for the largest share of costs?
  • Which fixed costs, terminal rental fees or service charges are added?
  • Is a renegotiation or switch economically worthwhile at this time?

How your analysis is prepared

01

Upload your statement

Send a current card statement or an Excel analysis through the secure analysis channel.

02

Break down costs transparently

Variable fees, fixed costs, card mix and terminals are shown separately.

03

Receive a personal response

We will contact you with a personal assessment and clear next steps.

Frequently asked questions

How much can I save on credit card fees?
That depends on turnover, card mix, existing terms, fixed costs and contractual commitment. We identify only potential savings that can be substantiated by the documents.
Is the initial review free of charge?
Yes. The initial analysis is free of charge and without obligation. A separate agreement is only discussed before a specific offer is used for a renegotiation.
Can P-Swiss also review my existing provider?
Yes. The analysis can serve as an independent basis for deciding whether to renegotiate, switch or stay.

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Your documents deserve a clear, transparent assessment.

Upload your statement or speak directly with P-Swiss AG.

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