Gather your documents
Send your most recent statement and, if available, the pricing sheet or contract.
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Understand your statement clearly
Review your credit card statement: the important costs are often not shown on a single line.
A thorough statement review separates payment volume, card types, fee types and recurring costs. This makes it clear whether the stated rate fits the actual business model.
Five questions for your next statement
We focus on the documents and cost components that are genuinely relevant and comparable for your business.
- What payment volume and number of transactions does the period cover?
- How are debit, credit and alternative payment methods distributed?
- Which variable fees and fixed costs were actually charged?
- Which terminal rental fees, service charges or additional services are included?
- Do the contract term and cancellation provisions still meet your current needs?
How your analysis is prepared
Put costs in context
We review the listed items in the context of payment volume and card mix.
Receive the result
You receive a clear, non-binding assessment of the possible next steps.
Frequently asked questions
Is a single month sufficient?
One month may be enough for an initial assessment. For seasonal businesses or substantial volume fluctuations, several periods are more informative.
Can I also send an Excel file?
Yes. An Excel analysis can provide a clear basis for cost analysis, especially when there are many transactions.
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Your documents deserve a clear, transparent assessment.
Upload your statement or speak directly with P-Swiss AG.