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Cost analysis for merchants
Review transaction fees – and turn your statement into clarity.
A single percentage rarely explains the full cost of payment processing. Only a review of the transactions actually billed, fixed costs and terminal rental fees shows which costs can truly be compared.
The components we review with you
We focus on the documents and cost components that are genuinely relevant and comparable for your business.
- Transaction fees by card type, payment method and transaction volume
- Interchange, scheme and acquiring components, where shown on the statement
- Recurring base, service and terminal costs
- One-off credits, discounts and costs that may distort a comparison
How your analysis is prepared
Understand the effective costs
We provide a clear assessment of costs, card mix, terminal rental fees and contract structure.
Choose your next step
You receive a clear assessment and decide for yourself whether to renegotiate or switch.
Frequently asked questions
What is the effective transaction fee?
It is calculated from the comparable costs actually charged in relation to the relevant payment volume. A single advertised rate does not always reflect every cost.
Which documents are useful?
A current statement, a pricing sheet, and information on terminal rental and the contract term enable a more robust assessment.
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Your documents deserve a clear, transparent assessment.
Upload your statement or speak directly with P-Swiss AG.